Flexible Payment Plans — Phoenix Metro AZ

Your Dream Lawn. — This Week.
Not Someday.

$0 down. 0% interest. 12 months same-as-cash. Most Arizona homeowners save $150–$300/month after switching to artificial turf — meaning your new lawn often pays for itself. Apply in 60 seconds and enjoy your yard this week.

$0 Down Monthly Payments Low Interest 12 Months SAC
View Financing Plans (480) 530-5476
$0 Down
No down payment required
on select plans. O.A.C.
Monthly Payments
Flexible payment schedules
that fit your budget
Low Interest
Competitive rates starting
as low as 2.99% APR
12 Months SAC
Same-As-Cash: pay in full
within 12 months — no interest
Payment Plans

Three Plans. All $0 Down. All Built Around Your Budget.

All plans are subject to credit approval. No home equity required — your home is never used as collateral. Decisions in under 60 seconds for most applicants.

Most Popular
0% APR — 36 Months to Pay
0% APR for 36 months
Three full years of zero-interest financing. The most popular choice for Arizona homeowners who want the upgrade now and flexibility to pay over time — with zero penalty for paying early.
  • $0 down payment
  • No interest for 36 full months
  • Low manageable monthly payments
  • Standard rate applies after promo period
  • Available on projects from $1,000+
Apply Now
*Subject to credit approval. Interest charged from purchase date if balance not paid in full by end of promo period. O.A.C.
Low Fixed Rate — 5 Years of Predictable Payments
2.99% APR for 5 years
Fixed 2.99% APR across 60 equal monthly payments. Best for mid-to-large projects where you want a locked rate and a payment that never changes — no surprises, ever.
  • $0 down payment
  • Fixed 2.99% APR — rate never changes
  • 60 equal monthly payments
  • No prepayment penalties
  • Unsecured — no home equity needed
Apply for This Plan
*Subject to credit approval. Rate based on creditworthiness. O.A.C.
Maximum Flexibility — Lowest Monthly Payment
6.99% APR for 15 years
Spread your investment across 15 years for the lowest possible monthly payment. Keep cash in your pocket, enjoy your new yard today, and prepay anytime with no penalty.
  • Lowest monthly payment option
  • Fixed 6.99% APR — 180 months
  • Available up to $100,000
  • No prepayment penalties
  • Unsecured — no home equity needed
Apply for This Plan
*Subject to credit approval. Rate based on creditworthiness. O.A.C.
Payment Estimator

Estimate Your Monthly Payment

Use our calculator to estimate what a turf installation might cost per month. This is an estimate only — your actual rate and payment depend on your credit profile.

Adjust the values

Slide to your project size, choose your plan, and see an instant monthly estimate.

Project Amount $8,000
Financing Plan

This calculator provides an estimate for educational purposes only. It does not constitute an offer of financing or a guarantee of approval. Actual monthly payment, APR, and terms are determined by the lender based on your credit profile. Interest will be charged from the purchase date if a promotional balance is not paid in full within the promotional period.

Estimated Monthly Payment
$0
Pay in full within 12 months — no interest charged
Project Amount$8,000
APR0%
Term12 months
Total Interest$0
Est. Total Cost$8,000
Apply & Lock In Your Rate
Simple Process

Apply Today. Installed This Week. It's That Fast.

We've removed every friction point. No lengthy forms, no waiting weeks for a decision, no paperwork maze. Here's exactly how it works.

1
Apply Online in Minutes
Complete our simple financing form online — takes under 3 minutes. No lengthy paperwork, no phone interviews. Most applicants get a real decision in under 60 seconds.
2
Get Instantly Approved
Choose your plan and amount — up to $100,000. Your rate is locked and confirmed in writing before we schedule a single thing. No bait-and-switch.
3
Schedule Your Installation
Our Mesa-based crew schedules your install — typically within the same week. Most Phoenix metro residential jobs wrap up in a single day. You'll have a finished lawn before your first payment is due.
4
Enjoy Your Yard Now
Walk out to a perfect lawn while your payments fit comfortably into your monthly budget. And remember: most homeowners save $150–$300/month on water and maintenance — offsetting a big chunk of that payment immediately.
Smart Financial Decision

Why Smart Arizona Homeowners Finance Their Turf

Paying cash feels responsible — but it's not always the smartest financial move. Here's why financing your turf installation makes more sense than you think.

Your Water Savings Offset the Payment Immediately
The average Phoenix homeowner saves $150–$300/month on outdoor water use after switching to artificial turf. That saving starts on day one — and for many homeowners, it covers most or all of the monthly loan payment.
Keep Your Emergency Fund Intact
A 0% interest loan costs you nothing extra. Meanwhile, your savings stay liquid for emergencies, investments, or opportunities. You're not paying a premium — you're just spreading out a payment you'd make anyway.
Add Home Value Starting Day One
Professional artificial turf adds demonstrable curb appeal and resale value. You start benefiting from the increased home value the day of installation — long before the loan is paid off.
No Waiting, No Missing Out
Saving up cash takes months or years. Meanwhile, you're spending money on water, maintenance, and living with a yard you hate. Financing lets you enjoy the upgrade today and stop wasting money immediately.
No Home Equity Risk — Ever
Unlike HELOCs or home equity loans, our financing partners offer unsecured personal loans. Your home is never used as collateral. There's no lien placed on your property.
Maintenance Savings Add Up Fast
Factor in the cost of lawn services ($100–$200/month), fertilizer, pest control, and re-seeding. Eliminating these expenses further offsets your monthly payment, accelerating your return on investment.
Cost Comparison

The Real Numbers: Natural Grass vs.
Financed Artificial Turf

See why financing artificial turf is often cheaper than keeping your natural grass — even in the first year.

Keeping Natural Grass (Year 1)
Water bill increase (outdoor irrigation)$2,400/yr
Lawn mowing service (bi-weekly)$1,200/yr
Fertilizer & weed control$360/yr
Re-seeding (winter ryegrass AZ)$300/yr
Pest & grub control$180/yr
Total Ongoing Cost$4,440/yr
Financed Artificial Turf (Year 1)
Monthly loan payment (est. $8K / 0% 36mo)$222/mo
Water savings (eliminated irrigation)−$2,400/yr
Lawn service eliminated−$1,200/yr
Fertilizer / chemicals eliminated−$360/yr
Total savings offset$3,960/yr
Net Out-of-Pocket (Year 1)~$2,040/yr

*Estimates based on average Phoenix metro homeowner with a 500 sq ft lawn. Individual results vary. Water savings based on typical AZ outdoor irrigation usage.

Licensed. Bonded. Insured.
Recognized by the industry's most respected organizations.
Licensed
BBB A Rating
Home Depot ASP
STC Certified Installer
Customer Reviews

Arizona Homeowners Love Us

Real customers across the Phoenix metro. See what your neighbors are saying about Always Green Turf.

Google ★★★★★★★★★★ 5.0
Yelp ★★★★★★★★★★ 5.0
Facebook ★★★★★★★★★★ 5.0

"They transformed our yard from a post-apocalyptic wasteland into a modern oasis. Professional, fast, and the results exceeded everything we expected. Best investment we've ever made in our home!"

JM
James M.
Mesa, AZ · Residential Lawn

"The communication throughout the whole project was outstanding. Our new putting green looks absolutely incredible — the whole neighborhood asks who did the work!"

SR
Sandra R.
Scottsdale, AZ · Putting Green

"Our dogs love the new pet turf. No muddy paws, no dead patches — cleanup is a breeze. I only wish we'd done this years ago. Always Green Turf is the real deal."

KL
Kevin L.
Gilbert, AZ · Pet Turf

"Fair pricing, honest team, flawless execution — finished our entire backyard in one day. Our water bill dropped dramatically. Incredible value and an incredible result."

TP
Tara P.
Chandler, AZ · Full Backyard
Financing FAQ

Common Questions About Turf Financing

Everything you need to know before you apply.

Yes. Our most popular 12-month and 18-month promotional plans require $0 down payment, subject to credit approval. You can have your turf installed this week and pay nothing until your promotional period begins. Contact us to discuss which plan fits your project best.
Financing is available to a wide range of credit profiles. While exact requirements depend on the lender and plan selected, many customers with credit scores of 620 or above have been approved. The best way to find out is to apply — the soft inquiry won't affect your credit score.
Most applicants receive a financing decision within 60 seconds through our online application. Once approved, we can typically schedule your turf installation within the same week across all Phoenix metro service areas.
With deferred-interest (Same-As-Cash) plans, if the full balance is not paid by the end of the 36-month promotional period, interest is charged retroactively from the original purchase date at the standard APR. We always recommend customers plan to pay the balance in full before the promotional period ends, or choose one of our fixed-rate installment plans instead.
No. Our primary financing partners offer unsecured personal home improvement loans. Your home equity is not required as collateral and no lien is placed on your property. This also means the approval process is much faster than a HELOC or home equity loan.
Financing is available from $1,000 up to $100,000, making it suitable for everything from a small pet turf area to a full-yard renovation, commercial property, or HOA installation. Most residential turf projects in the Phoenix metro area fall between $3,000 and $20,000.
Yes. Our fixed-rate installment loan plans have no prepayment penalties. You can pay off the balance at any time without additional fees. For promotional 0% plans, paying early is actually encouraged to avoid any retroactive interest charges.
Apply Today — Takes 60 Seconds

Your New Lawn Is One
Application Away.

Don't let budget hold you back from the yard your family deserves. Apply now and get a financing decision in minutes — then we'll schedule your installation this week.

Apply for Financing Now Call (480) 530-5476
$0 down on select plans Decision in 60 seconds No home equity required Licensed AZ contractor 15-year product warranty
Apply for Financing